Job Description

About Us:

We believe everyone deserves a chance to improve their financial future. We’re dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability.

Some things we’re excited about:

• $500 million in spending power used by our members
• Increasing members’ credit by 36 points (on average) within the first 3 months
• Backed by First Round Capital and JP Morgan

Products we’ve built to make an impact:

• Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
• Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
• Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

The Perpay team is a motivated group of creative problem solvers who love getting things done and making an impact. Located in Center City, Philadelphia, our one-of-a-kind space promotes a collaborative work environment, unites our team, and feels like a home away from home. 

About the Role:

As an intern at Perpay, your main responsibility is to learn. We understand the value of mentorship and offer students an opportunity to gain real work experience before graduation. In the 10-12 weeks we’ll be together, you will have the opportunity to leverage our expansive data sets to research, identify and build features to train models and drive real impact. Applying your knowledge of topics such as modeling, statistical methodologies, and exploratory data analysis you will partner with business leaders and communicate solutions designed to drive company growth. You will also have the opportunity to think proactively and futuristically to identify opportunities to contribute to our long-term roadmap for Data Science. All while developing the skills to succeed in a fast-paced tech start-up environment and experiencing and contributing to our unique culture.

Our greatest strength is our people and we’d love for you to be one of them!

What You’ll Bring:

• Currently enrolled in or will receive a Bachelor’s in Data Science, Computer Science, Computer Engineering, Information Systems or an equivalent technical discipline with an expected graduation date between winter 2025 – summer 2026
• Knowledge of machine learning and statistical research
• Experience using SQL for acquiring and transforming data
• Proficient in programming, analysis and visualization using object-oriented programming languages (Python preferred)
• Experience with object-oriented programming languages (Python preferred))

Bonus:

• Enrolled in a Master’s Degree or advanced technical degree
• Previous work experience in a technical field
• Experience with implementing machine learning solutions to production environments
• Understanding of modern scalable data science platforms

Hey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!

What We’ll Bring For Internship: 

• Hourly compensation
• Espresso bar, full kitchen, weekly catered lunches, snacks, beverages, & everyday lunch essentials
• One of a kind office with comfortable work/lounge spaces and pleasant riverfront setting
• Opportunity to gain experience at one of the fastest-growing financial startups in the country in both e-commerce & fintech working cross functionally.

What We’ll Bring:

• Competitive salary + company equity
• 401k with company match
• Medical / Dental / Vision insurance
• Flexible Spending Account (FSA)
• Relocation assistance
• Pre-tax commuter benefit
• Student loan repayment match
• Gym subsidy with City Fitness
• Cell phone plan
• Paid parental leave
• Unlimited PTO

Additional Perks:

• Opportunity to gain experience at one of the fastest-growing financial startups in the country
• Work on both e-commerce & fintech customer-facing products
• Collaborate cross-functionally with product, design, marketing, operations, data teams, and more

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)

Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.

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